Financial Calculator
Calculate your mortgage payments, costs, and see if you can afford your dream home in the Netherlands.
Property Details
Enter the property value and your offer details
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WOZ Value History
Enter the property address to retrieve historical WOZ valuations
Mortgage Details
Enter your mortgage preferences and loan details
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%
360 months
120 months
Personal Details
Enter your personal information to calculate mortgage capacity
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One-Time Costs
Calculate all one-time costs associated with buying the property
Tax Deductions Available
10.4% rate
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Total One-Time Costs
- Transfer Tax
- € 0.00
- Other Costs
- € 6,000.00
- Total Tax Savings
- -€ 0.00
- Total After Tax Savings
- € 6,000.00
- Percentage of Bid Price
- 1.2%
Tax Deduction Breakdown
Tax deductible amount: € 0.00
Property Costs
Calculate recurring monthly costs of property ownership
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1% annually
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0.0577% annually
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€185.20 annually
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Monthly Property Costs
- Fixed Costs
- € 0.00
- Taxes & Reserves
- € 15.43
- Total Monthly Costs
- € 15.43
- Annual Total
- € 185.20
Living Costs
Calculate recurring monthly living costs
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€ 24.54
Based on single-person household (1 VE)
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Monthly Living Costs
- Utilities
- € 0.00
- Internet
- € 0.00
- Taxes
- € 24.54
- Total Monthly Costs
- € 24.54
- Annual Total
- € 294.52
Energy Costs Note
Actual electricity and heating costs may vary significantly based on:
- Property's energy label
- Insulation quality
- Usage patterns
- Energy prices